Domestic Cleaning Services Tonbridge and Kent

Most affordable and Professional Cleaning services in KENT and  TONBRIDGE

It can be hard to keep on top of your household chores when you lead a busy life. JK Cleaning offer a professional domestic cleaning service in which we can provide both contractual and one off cleaning services in Kent. We will arrange your domestic cleaning to suit your schedule and can even get it done whilst you’re at work, allowing you to come home to a fresh and sparkling home.  Visit for most affordable and quality Cleaning Company Kent

DOMESTIC CLEANING SERVICES TONBRIDGE

A RANGE OF DOMESTIC CLEANING SERVICES KENT

• Carpet cleaning
• Deep cleaning
• Kitchen and oven cleaning
• End of tenancy cleaning
• External cleans
• Window cleaning
• Gutter and drain cleaning
• Full property cleans
• Spring cleaning
• Builders’ cleans
• And much more

Highy Professional Domestic Cleaners Kent

END OF TENANCY CLEANING

As well as our standard home cleaning service, we also offer end of tenancy cleaning, so that landlords can ensure their property is fresh and clean for new tenants. Our cleaning involves everything from vacuuming and polishing right through to carpet cleaning and oven cleaning.

In addition to end of tenancy cleaning, we also offer builders’ cleans, getting your home back in order when you’ve had building work done. Get in touch with us today to learn more. Domestic Cleaning Services Tonbridge

Domestic-cleaning-service-page-image-01-445x250

Are you looking for domestic cleaners that you can trust? Choose JK Cleaning in Kent.

Call: 01732 353 742
Visit website here:  jk-cleaning.co.uk

Understanding Inheritance Tax Rules

Importance of individuals understanding what is and what is not exempt from inheritance tax highlighted.

Those that are dealing with an estate after a spouse has died or who are planning their own affairs must take note of the nil rate band (N.R.B.). Any amount of money that falls within the limit of the N.R.B. will not incur tax after death. Until at least the 5th of April 2021 people will deal with a N.R.B. of £325,000. Money that over the N.R.B. is taxed at a considerable rate of 40%.

What Will Incur Inheritance Tax?

The value of assets in an estate are valued as a whole, for most people the single largest asset they will pass on will be property. The N.R.B. has historically closely tracked the average house price in the U.K. through successive governments. Any value over this amount will be subject to inheritance tax unless it qualifies for one or more of a number of exemptions.

What Is Exempt From Inheritance Tax?

The first important exemption is when an estate is transferred to a spouse. As long as the spouse is a resident of the U.K. the rule is simple, if they live overseas it is not always as cut and dry.

If the person who has died did so as a result of action whilst in the Armed Forces their estate does not qualify for inheritance tax. This also applies when it can be proven that death was hastened due to their participation in Armed Forces activity.

Gifts can also qualify as inheritance tax exemptions. A gift to a child under the age of 18 and that is for the purpose of that child’s maintenance is exempt. Gifts to charities and even political parties that hold at least one seat in the House of Commons also qualify.

Debbie Day.

Mobile : 07704 311021 Felixstowe Office : 01394 775711

deb.day@hoskinfinancial.co.uk www.debbiedayifa.co.uk

THIS BLOG PROVIDES INFORMATION, IT IS NOT ADVICE. ANY OPINIONS ARE GIVEN IN GOOD FAITH AND MAY BE SUBJECT TO CHANGE WITHOUT NOTICE. OPINIONS AND INFORMATION INCLUDED WITHIN THIS EMAIL DO NOT CONSTITUTE ADVICE. (IF YOU REQUIRE PERSONAL ADVICE BASED ON YOUR CIRCUMSTANCES, PLEASE CONTACT US AT HOSKIN FINANCIAL

A Million Plus Pensioners Totally Reliant On Government Support

Private funds failing to cover pensioner’s expenses.

People are being warned to plan ahead and seek Financial Advice Suffolk as to how to make the most out of any savings they accrue during their working life. Group communications director at Just, a specialist retirement services provider Stephen Lowe explains that “the State will never provide a retirement income that allows for many comforts, so for those who do have some savings, good guidance about what to do with those savings is vital.”

Of those already in retirement, roughly 1.1 million pensioners live alone and are totally reliant on income from the state. This number shows a trend of increasing state reliance, up 26% for individuals between the ends of 2011 and 2016. April last year saw a 12 month increase of 15%, adding to fears the problem is continuing to accelerate.

When including couples, 330,000 more people depend on some form of state benefit completely. This figure includes those that are in receipt of disability benefits as well as state pensions and income related benefits.

How Much Does The State Provide For Pensioners?

For single pensioners, the average amount of money they receive is just £188 per week in the year 2015 to 2016. Being aware of how much the government deems sufficient to live on in retirement should encourage those that have not yet reached retirement age to do the best they can to build up personal savings and private pensions.

Pre-retirees should also be aware that this amount is not guaranteed as political decisions may change the state pension landscape. Currently, taxpayers are paying £850 million a week to cover the 4.6 million single pensioners currently in the U.K..

All of those not yet in retirement could benefit from saving as much as possible. As Mr Lowe states, the amount given to state pension recipients is only designed to cover basic needs, anything else is up to the individual to provide for themselves whilst they still can.

Paul Hoskin MD at Hoskin Financial

THIS BLOG PROVIDES INFORMATION, IT IS NOT ADVICE. ANY OPINIONS ARE GIVEN IN GOOD FAITH AND MAY BE SUBJECT TO CHANGE WITHOUT NOTICE. OPINIONS AND INFORMATION INCLUDED WITHIN THIS EMAIL DO NOT CONSTITUTE ADVICE. (IF YOU REQUIRE PERSONAL ADVICE BASED ON YOUR CIRCUMSTANCES, PLEASE CONTACT US AT HOSKIN FINANCIAL

JK Cleaning: Excellent Domestic & Commercial Cleaners in Kent

Normally people with busy life schedule do not get time for cleaning activities. JK Cleaning Company is a Highly Professional Domestic Cleaners in Kent that offers both commercial & domestic Cleaning Services in Kent.

Like if you are too busy in your life that you don’t get time to look after your house cleaning, you don’t even get time to do the basic cleaning activities. JK cleaning reliable Domestic Cleaners in Kent offers quality cleaning services. Keeping your home clean is very important, particularly if you have small kids at home or someone in your family who catches diseases easily or allergic to dust. JK cleaners take care of everything and take all the cleaning responsibilities completely on their shoulders.

Same way, commercial cleaning services can prove to be a great help if you own a business or a firm. These services can help you in saving a considerable amount of time and effort while, and gives you piece of mind. It doesn't matter what the size of your commercial property, JK cleaning have great commercial cleaning services to make sure that your property remains in top condition. They also offer contractual cleaning service or a one off deep clean to offices, shops, hotels and more. They also offer a kitchen cleaning service for commercial kitchens that need some extra special care.

Get in touch with & discuss your cleaning requirements with them.

Promotion Team UK: A True Search Engine Optimisation Expert in Essex

Search engine optimization is the yardstick to measure various things about your website, through this you can know whether your website is doing well on search engines or not. In today’s world internet is the most important platform to promote your services, today almost everything is promoted through internet. So you can make out the idea that there are number of sites available on the web. If you want a good web presence then you need to do the good promotion of your website. For that the best thing you can do is go for search engine optimization.

Essex is the beautiful place in England, where now days the trend of promoting business, services or any other activity through internet marketing is increasing day by day.  Promotion or marketing or making a good presence on web can be done by a highly professional and experienced Search engine optimization expert.  Promotion Team UK is one of the highly experienced team of   Search Engine Optimisation in Essex they offer best SEO services at best possible prices. Although they are based in Essex, they have clients all over the United Kingdom and have an aim to have overseas clients within the next year.

Promotions Team UK Search Engine Optimisation Plan: 

• The services they offer for Organic SEO in Essex are not based on fake long-term contracts, hidden fees, or shenanigans. They do fully honest business with clients.
• They believe in Just affordable, reasonable pricing plans for all types of businesses.
• You will start to see Google listing on the first page within 3 Months, although this normally happens quicker.
• They don’t like the idea that their clients feeling as though they are in a contract so they are stuck in it. The paperwork is rolling monthly contract, which includes a 30 day “get out” clause. But they work so good that client never leaves them in between.
• They do SEO primarily for Google and quite popular for doing the Google Safe SEO in Essex, mostly people uses Google as their main search engine. There are in fact thousands of search engines. They submit your website through their programs, which will automatically and steadily input your website to those not-so-popular search engines out there giving you a better chance of being found.

Contact them today & give your business good presence on the web.

Customers Missing Out On Larger Returns By Sticking With Cash I.S.A.s

I.S.A. customers encouraged to move their savings out of cash.

The majority of people with I.S.A.s are actively looking for the best option as The Share Centre’s investment manager Sheridan Admans reports “a 36% increase in the number of trades, as well as a considerable 72% increase in inflows year on year”.

Stocks And Shares I.S.A.s Out Perform Other Options

Just over a quarter of those whose actions were recorded have chosen to keep their investments in cash. Experts including True Potential are however warning that higher inflation could diminish their returns. They highlight the vast disparity between someone placing £20,000 in two I.S.A.s in 2017-18. The cash option would return around £200 in interest whereas a stocks and shares option could return around £2,400.

Ms Admans describes the most appealing stocks and shares investments as “high-yield defensive, large blue chip stocks with a recovery story”.

Looking at those who have not yet invested in stocks and shares I.S.A.s senior partner at True Potential, Mark Henderson points to what he calls “widespread inertia that means many savers remain overly exposed to cash. Everyone needs a rainy day fund but inflation is higher than most cash I.S.A. rates. He goes further to describe cash as “no longer a risk-free return but more like a return-free risk.”

The end of this tax year is viewed as a particularly good time to invest in an I.S.A. with the government’s Lifetime I.S.A. coming into force. Divisional director for development and technical consultancy at St James’s Place, Tony Müdd highlights the virtues of I.S.A.s pointing out “everyone has their own allowance – £15,240 in the current tax year – which means that couples can shelter £30,480 between them.”Financial Advice Suffolk

Senior analyst at AJ Bell, Tom Selby calls on the government to continue raising the personal allowance saying “the last thing we want is for it to be frozen at £20,000 for the next 10 years as many other allowances have been.”

Paul Hoskin MD at Hoskin Financial

Visit Financial Advice Suffolk and Mortgage Protection Ipswich

“Back Door Taxation” To Be Placed On Probate Process

Those dealing with a deceased’s estate to face higher fees.

It was announced via government websites that the fees charged for those going through the process of probate will change in May 2017.

Tiered System

The flat rate fee of £215 which could be reduced to just £155 by employing a solicitor will be replaced by a tiered system that is based on the value of the estate.

Although many are focusing on the increasing cost of those with valuable enough assets, those with lower value estates will have to pay nothing. Only those managing estates worth more than £50,000 will have to pay more. Those dealing with estates in excess of £1m will be charged between £8,000 and £20,000.

“Back Door Taxation”

Chief executive of Step, a company of professional family inheritance and estate planners George Hodgson described the change as “back door taxation.” He also points out that this is a charge that is imposed on families in the moment of grieving. Mortgage Protection Ipswich

Mr Hodgson is among those warning that many people will face higher charges. Financial planning expert at Old Mutual Wealth, Gordon Andrews says that the rise in house prices will push the value of many estates over the thresholds of higher fees. Since all those dealing with estates over £50,000 will be paying, a lot of people will have to face higher charges.

Mr Andrews says that “it is disappointing the government plans to press ahead with the new fee structure for grants of probates despite wide-scale concern from the industry.” The opposition comes partly from the fact that it is unclear that the value of somebodies estate directly determines the time and work it takes the courts to go through the probate process. Mr Andrews also argues that “these proposed changes will add further complexity to estate planning.”

Debbie Day.

Mobile : 07704 311021 Felixstowe Office : 01394 775711

deb.day@hoskinfinancial.co.uk www.debbiedayifa.co.uk

THIS BLOG PROVIDES INFORMATION, IT IS NOT ADVICE. ANY OPINIONS ARE GIVEN IN GOOD FAITH AND MAY BE SUBJECT TO CHANGE WITHOUT NOTICE. OPINIONS AND INFORMATION INCLUDED WITHIN THIS EMAIL DO NOT CONSTITUTE ADVICE. (IF YOU REQUIRE PERSONAL ADVICE BASED ON YOUR CIRCUMSTANCES, PLEASE CONTACT US AT HOSKIN FINANCIAL

Read Mortgage Protection Ipswich & Financial Services Ipswich